Tuesday, December 30, 2008

Franklin TN Home For Sale 150K Below Appraisal!

SACRIFICE @ $850,000! 150K BELOW APPRAISAL! ONLY $142/ Sq. Ft! 5970 SQ FT / 5.83 ACRES! MUST SELL FAST* 10' CEILINGS*CYPRESS FLOORS*2 STONE FIREPLACES*THERMADOR APPLIANCES*SUB ZERO FRIDGE* GRANITE* 2700 SQ FT COVERED PORCH,3 MASTERS, 4.5 BATH VANESSA STALETS 615-957-6333/615-661-4400 RE/MAX ELITE BRETWOOD TN WWW.VANESSASTALETS.COM

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Monday, December 22, 2008

Brentwood TN Homes: Mortgage Finance Update Dec.22nd, 2008

Want to know what is going on in the finance markets and how it affects mortgage rates? Weekly updates that are easy to understand from Brentwood TN Real Estate leader Vanessa Stalets RE/MAX Elite Brentwood TN 616-957-6333/615-661-4400 www.vanessastalets.com

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Monday, December 15, 2008

New Price!$424,900 Scales Zoned, Brentwood TN Home for sale!

Brentwood TN, Williamson County - Announcing a new price on 1003 Highland RD, a 3,100 sq. ft., 4 bath, 4 bdrm 2 story "Contemporary". Now $424,900 - $137/Sq.Ft in Brentwood!. www.vanessastalets.com RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Contemporary 3100 sq.ft,4 bed home/1.10 acres! Brentwood TN!

$137/SQ.FT! LOWEST PRICE/SQ.FT & ACREAGE IN SCALES DISTRICT!*CUSTOM TOP$$ REMODEL*PRIVATE MASTER SUITE W/DECK & HOT TUB*MASTER BATH IS STUNNING* INCREDIBLE VIEWS*GORGEOUS HARDWOODS*GRANITE*OPEN FLOOR PLAN, BACK DECK & PATIO EXCELLENT FOR ENTERTAINING!* www.vanessastalets.com RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Brentwwod TN Homes: Finance Market Update Dec.15,2008

What are the bond markets doing, how will it affect you? See this weeks market update! www.vanessastalets.com RE/MAX Elite Brentwood, TN 615-957-6333/615-661-4400

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Tuesday, December 9, 2008

Brentwood TN: Finance Market Update Dec. 8th, 2008

Want to know more about the 4.5% interest rate program, see where mortgage rates are going and why? www.vanessastalets.com Vanessa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Thursday, December 4, 2008

Brentwood TN Homes- How To Avoid Foreclosure!

Facts and advice for TN home owners on how to avoid foreclosure and what to do and what not to do! www.Vanessastalets.com Vanessa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Monday, December 1, 2008

Brentwood TN Homes Finance Market Update Dec. 1st, 2008

Bond prices rose last week pushing mortgage rates lower. Trading remains volatile.Treasury and the Federal Reserve will spend $800 billion to help the ailing credit markets. For all tjhe info www.vanessastalets.com Vanessa Stalets RE/MAX ELite Brentwood TN 615-957-6333/615-661-4400

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Saturday, November 29, 2008

Brentwood TN Home for Sale

UNDER $145/SQ FT in Brentwood TN! Home for sale in Scales Elementary school zone! Most sought after area in Middle TN! Over 1 acre! 4 bedrooms with master suite downstairs, 3 full baths and one 1/2 bath powder room. Incredible, must see!!www.vanessastalets.com

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Brentwood TN Homes for Sales

$140/SQ FT in Brentwood TN! Home for sale in Scales Elementary school zone! Most sought after area in Middle TN! 4 bedrooms with master suite downstairs, 3 full baths and one 1/2 bath powder room. Call Vanessa Stalets 615-957-6333 RE/MAX Elite Brentwood TN 615-661-4400

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Tuesday, November 25, 2008

Franklin TN Home For Sale, $115,000!

Incredible 2 bedroom condo in walking distance to downtown Franklin TN! All hardwood flrs, fireplace, tiled balcony, stainless appliances, custom tile and intricate crwon moulding! You can't rent for this! www.vanessastalets.com RE/MAX Elite Brentwood TN 615-957-6333 or 615-661-4400

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Brentwood TN Homes Mortgage Finance Rate Drops to 5.5% Today

Finance rates dropped to 5.5% today! Call Vanessa stalets now for you dream home! 615-957-6333/615-661-4400

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Brentwood TN Homes for Sale - Mortgage Comment Nov 24, 2008

With the finance industry topsy-turvy and the bail out specifics being questioned, you need a solid and detailed view of mortgage rates and what is happening now. This is it! www.vanessastalets.com RE/MAX Eliet agent Brentwood TN 615-957-6333/615-661-4400

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Wednesday, November 19, 2008

'We Buy Houses’ How To Avoid Foreclosure Scams!

Tips and advice on how to avoid "we buy houses" foreclosure scammers! This is a must read! www.vanessastalets.com Vanesssa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400Brentwood TN:'We Buy Houses’ How To Avoid Foreclosure Scams!

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Tuesday, November 18, 2008

Brentwood TN Real Estate: Finance Market Update Nov. 17th, 2

What is happening in the mortgage and finance market this week? Check here for weekly comments and tips! www.vanessastalets.comVanessa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Wednesday, October 22, 2008

Brentwood TN- Finance Update Oct 20, 2008

Want to know the latest in our ever changing finance markets? What are the mortgage rates doing and why? Great weekly updates at www.vanessastalets.com! Vanessa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Tuesday, October 7, 2008

Brentwood TN Mortgage and Finance Report Oct. 5, 2008

With the credit crunch, Wall Street and bail outs abounding, you need to know what is happening in the finance markets and mortgage industry. Weekly reports tell you what to look for and how it could affect you! www.vanessastalets.com

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Sunday, October 5, 2008

How To Protect Your Credit Now!

Brentwood TN Real Estate agent Vanessa Stalets gives pointers from an area credit VP on protecting your credit in the current credit crunch! Great tips and ideas! www.vanessastalets.com RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Friday, October 3, 2008

Wall Street to Main Street,What Buyers /Sellers need to know

September 29, 2008 became a day that will be recorded in the history books. Where were you when the Dow dropped 778 points in a screaming decline that left investors breathless and America stunned? See what industry experts say you should know! www.vanessastalets.com

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Tuesday, September 30, 2008

Nashville TN 6th onTop10 List of Cheap Places to Own Homes!

See where your city ranks in FORBES list! www.vanessastalets.comRE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Monday, September 29, 2008

Finance Update Sept 29, 2008- Brentwood TN Homes

Weekly update, see what is up today!www.vanessastalets.comRE/MAX ELite Brentwood TN615-957-6333/615-661-4400

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Sunday, September 28, 2008

Why Seniors Are Top Targets For Foreclosures?

Great article about senior citizen foreclosure scams! Brentwood TN Homes For Sale Agent Vanessa Stalets gives all the points to know!www.vanessastalets.com Brentwood TN RE/MAX Elite 615-661-4400

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Monday, September 22, 2008

Franklin TN Home For Sale - $113,500!

Incredible renovation of this 2 bedroom 1 bath condo within walking distance of Downtown Franklin Square! All hardwood, crown moulding, wainscoting, custom tile, cabinets and more! You must see to believe. At this price there is simply no reason to rent!! www.vanessastalets.com or Vanessa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Brentwood TN Homes For Sale - $435,500!

Located in Brentwood TN's most sought after school system includes Scales Elementary, this 4 bed, 3.5 bath home sits on just over 1 acre and boasts 3100 sq ft of unique beauty. Too many updates to list, call agent for list! Hurry won't last! www.vanessastalets.com or Vanessa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Saturday, September 20, 2008

Nashville TN Homes For Sale, $229,500!

3bed 2 bath one level brick home with bonus rm and 2 car garage, just minutes from downtown Nashville TN! 2300 sq ft ove 1/3 acre! www.vanessastalets.com Vanessa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Franklin TN Home For Sale, $1,125,000!

Amazing hilltop hideaway! Perfect for privacy and elegance! No trick was missed, every upgrade you could want! Approx.6,000 sq ft, 6 acres! www.vanessastalets.com Vanessa Stalets RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Tuesday, September 16, 2008

Finance Market Update Sept 15,2008 Brentwood TN Homes

With Fannie Mae and Freddie Mac shore ups by the gov't, the oil prices, inflation concerns etc, find out what the mortgage and finance markets are doing this week and what to watch! www.vanessastalets.com 615-957-6333/615-661-4400 RE/MAX Elite Brentwood TN

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Monday, September 15, 2008

Time to Redecorate Your Brentwood TN Home?

Redecorating tips from Brentwood TN RE/MAX Elite Realtor Vanessa Stalets! www.vanessastalets.com

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Tuesday, September 9, 2008

Brentwood TN -Finance Market Update Sept. 8, 2008

Finance market update, what to watch this week, where the rates are and what they did last week. www.vanessastalets.com for weekly updates! Vanessa Stalets RE/MAX Elite Brentwood TN. 615-957-6333/615-661-4400

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Tuesday, September 2, 2008

Brentwood TN Homes-Finance Market Update, Sept. 1, 2008

Mortgage rates went lower last week again! Good news for Brentwood TN home buyers! See what is expectected this week! www.vanessastalets.com for you weekly market updates in finance and real estate!

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Monday, August 25, 2008

Brentwood TN Finance Market update Aug.25th, 2008

Mortgage rates fell last week bringing good news for Brentwood TN Homes buyers, see what will come this week! www.vanessastalets.com for weekly finance market updates!

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Friday, August 22, 2008

Brentwood TN Home For Sale - 1003 Highland RD $435,500

4 bed,3 1/2 bath, 3100 sq ft/ $140 per sq ft! Over an acre, sought after Scales Elementary, Brentwood Middle and Brentwood High.Professional remodel! Gorgeous hardwoods, amazing master suite down! Private deck w/ hot tub off master.Built-in's galore! www.vanessastalets.com RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Thursday, August 21, 2008

Franklin TN Condo $113,500 From Brentwood TN Homes

Gorgeous 2 bedroom condo in walking distance from downtown Franklin TN, shopping, dining, Franklin High and more! All hardwoods, every upgrade, must see to believe! Get it now before it's gone forever! www.vanessastalets.com RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Monday, August 18, 2008

Rates Good, Buy A Brentwood TN Home Now! Finance Update!

Rates historically good, a sure thing is better than a risk. Lock in now! Want to know all the specifics of what is happening in the mortgage market? www.vanessastalets.com 615-957-6333 RE/MAX Elite Brentwood TN 615-661-4400

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Saturday, August 16, 2008

Go Team USA! Brentwood TN Closing Promotion

In celebration of Team USA and the 2008 Beijing Olympics! Amazing discounts on closing costs from Brentwood TN's premiere lender and Brentwood TN Real Estate agent Vanessa Stalets 615-957-6333. www.vanessastalets.com RE/MAX Elite Brentwood TN 615-661-4400

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Feng Shui and Brentwood TN Real Estate?

Are you moving to Brentwood TN? Do you want to know the basics of Feng Shui? Read this comprehensive article from Brentwood TN Real Estate agent Vanessa Stalets. www.vanessastalets.com RE/MAX Elite Brentwood TN 615-661-4400/615-957-6333

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Thursday, August 14, 2008

1003 Highland RD Brentwood,TN $435,500 - Scales Elementary

4bed 3.5 bath over 1 acre, 3100 sq ft. Master down, granite, tile, hardwoods, tons of upgrades! Scales elementary school! www.vanessastalets.com RE/MAX Elite Brentwood TN 615-661-4400

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Wednesday, August 13, 2008

Brentwood TN Home For Sale-Scales Elementary- $435,500

http://www.vanessastalets.com 4bed 3.5 bath over 1 acre, 3100 sq ft. Master down, granite, tile, hardwoods, tons of upgrades! Scales elementary school! RE/MAX Elite 615-957-6333 or 615-661-4400// created at http://animoto.com

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Monday, August 11, 2008

Finance Market Update Aug 11Th, 2008- Brentwood TN Homes

With all the market volatility, are you looking for clear and concise answers? Look no further. See what happened last week and what to watch this week in the mortgage and finance worlds! www.Vanessastalets.com or Vanessa Stalets 615-957-6333RE/MAX Elite Brentwood TN 615-661-4400

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Saturday, August 9, 2008

1003 Highland RD Brentwood,TN $435,500 - Scales Elementary

Brentwood TN UNDER $150/SQ FT! Home for sale in Scales Elementary school zone! Most sought after area in Middle TN! 4 beds, master suite down, 3 full baths, one 1/2 bath powder room. Approx. 3100 SQ FT, 2 story home, 2 car side entry garage + parking pad for 4 more, all on 1.10 ACRES! Vanessa Stalets RE/MAX Elite Brentwood 615-957-6333/615-661-4400

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Friday, August 8, 2008

Home For Sale Brentwood TN - $435,500! Scales Elementary

OVER ACRE~UNDER $150/SQ FT! SCALES Elem.4 bed, 3.5 bath,2 car side.Master down.Custom remodel~private master deck~hot tub stays~Amazing bath~Gorgeous woods through out~Granite~Tile~Vaulted Ceilings~Back deck,patio too!Tons of trees~Great View~Quiet sought after neighborhood! www.VanessaStalets.com RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Monday, August 4, 2008

Brentwood TN Real Estate - Mortgage Update Aug 4th, 2008

Need to know what to expect and watch in the finance market and mortgage industry this week? What does it all mean? Comprehensive market information here! www.vanessastalets.com or call Vanessa Stalets 615-957-6333 or RE/MAX Elite 615-661-4400

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Wednesday, July 30, 2008

For Sale $229,500 Min's To Downtown Nashville TN!

Hermitage TN, Baypointe - New price on 5759 S New Hope Rd, a 2,293 sq. ft., 2 bath, 3 bdrm one level brick, "Bonus over garage". Now $229,500 - LOWEST price in Baypointe!. To see more go to http://www.vanessastalets.com Vanessa Stalets RE/MAX Elite 615-957-6333/615-661-4400

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Monday, July 28, 2008

Brentwood TN Real Estate Brings You: Finance Update for July,28,2008

Want a concise summary of the finance market this week? What to watch, what it means? This is your article! www.vanessastalets.com RE/MAX Elite Brentwood TN 615-957-6333/615-661-4400

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Saturday, July 26, 2008

Brentwood TN Real Estate

Brentwood Tn Real Estate, Franklin TN Real Estate and Nashville TN Real Estate! Vanessa Stalets RE/MAX Elite 615-661-4400/615-957-6333

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Nashville TN Home For Sale $234,500

For sale $234,500 5759 S New Hope Rd, Hermitage TN3 bed, 2 bath, brick 2184 sq ft. Call Vanessa Stalets 615-957-6333

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Monday, July 21, 2008

Brentwood TN Real Estate: Finance Update July 21, 2008

For the week, interest rates on government and conventional loans rose by about 2 discount points or 1/2% in rate.Want to know all the details and what event this week to watch? www.vanessastalets.com,Your Brentwood TN Real Estate and finance source!

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Wednesday, July 16, 2008

Brentwood TN Real Estate: Hire Someone or Do It Yourself?

When it comes to Brentwood TN home improvements, home owners often end up doing a lot of the work themselves. But should you really do all the work? There are some jobs where a hiring a professional may be required. Those would include any job that might be dangerous or where a mistake would be costly. To Find out more, www.vanessastalets.com

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Monday, July 14, 2008

Finance Market Update July 14th, 2008 : Brentwood TN Homes

What is happening in the finance world? Bernanke delivers the Fed Reserve's semiannual report on monetary policy, to both the House and Senate Banking Committees tomorrow. See how that and other factors this week can affect the finance markets. For more info. go to www.vanessastalets.com Vanessa Stalets RE/MAX Elite 615-957-6333/615-661-4400

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Thursday, July 10, 2008

Nashville TN Condo Prices Overtake single Family!

MID-YEAR CLOSINGS REMAIN CONSISTENT; CONDOMINIUM MARKET SETS NEW PRICE RECORD www.vanessastalets.com/Vanessa Stalets 615-957-6333RE/MAX Elite 615-661-4400

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Monday, July 7, 2008

Brentwood TN Homes:Finance Market Update July 7th, 2008

Mortgage bond prices rose slightly applying downward pressure on mortgage interest rates. Trading remained extremely volatile. Energy prices remained the focus. Inflation fears were fanned once again as oil prices hit record highs.Want to know more? www.vanessastalets.com or call Vanessa Stalets RE/MAX Elite Brentwood TN 615-661-4400/615-957-6333

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Sunday, July 6, 2008

Nashville TN Home $234,500! 3Bed/2Bath 1/3 Acre!Bonus RM!

5759 S New Hope RD, Hermitage, TN,Baypoint subdivision,sought after area! Larger and newer than any on the market, going fast this season, hurry! Possible back yard fence allowance with full price offer! Just over $100/sq ft! Minutes away from down town Nashville, Percy Priest Lake, dining, shoppong, hospitals and schools! www.vanessastalets.com

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Monday, June 30, 2008

Finance Update June 30th, 2008 From Brentwood TN Homes

Mortgage bond prices fell slightly applying upward pressure on mortgage interest rates. Trading remains extremely volatile. Want t know the res of what is happening in the finance world? Vanessa Stalets RE/MAX Elite, Brentwood TN 615-957-6333/615-661-4400 or visit www.vanessastalets.com

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Saturday, June 28, 2008

Renovated Condo For Sale Near Down Town Franklin, TN $113,50

833 sq. ft., 1 bath, 2 bdrm single story "2nd floor end unit" $113,500 - High Class/Low Cost Franklin TN. 2bedroom/1 bath end unit condo,833 sq. ft. totally renovated from the studs out! Walk to down town Franklin, grocery, dining and entertainment! Gorgeous hardwoods/beautiful custom tile. For info call Vanessa Stalets RE/MAX Elite 615-661-4400

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Thursday, June 26, 2008

616 Hillsboro Rd #D22 Franklin TN -Condo For Sale $113,500!

A PERFECT 10 RENOVATION~BLOCKS FROM DWN TWN FRANKLIN TN~SAVE GAS, WALK TO DINING, SHOPPING,ENTERTAINMENT~NO CARPET~ FLOORS HARDWOOD/TILE ~EVERY UPGRADE~NICEST UNIT IN COMPLEX ! $113,500~ FRANKLIN~UNBEATABLE! ~HIGH CLASS~LOW COST! WHY RENT? ~MUST SEE~HURRY! Vanessa Stalets RE/MAX Elite 615-957-6333/615-661-4400 MLS# 993779

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Tuesday, June 24, 2008

Brentwood TN Homes For Sale - Finance Comment June 23rd, 2008

For the week, interest rates on government and conventional loans fell by about 3/8 of a discount point. Want to know the rest of the finance puzzle, what up coming events to watch? www.VanessaStalets.com for all your real estate needs! RE/MAX ELite, Brentwood TN. 615-957-6333/615-661-4400

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Monday, June 16, 2008

Home For Sale Nashville TN - Video

http://www.vanessastalets.com5759 S New Hope Rd Hermitage/Nashville TNFor sale $234,5003 bed, 2 bath, brick 2184 sq ft. Call Vanessa Stalets 615-957-6333 // created at animoto.com RE/MAX Elite 615-661-4400

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Brentwood TN Real Estate Music Video

http://www.VanessaStalets.comI am Vanessa Stalets, a REALTOR with RE/MAX Elite specializing in Brentwood Tn Real Estate, Franklin TN Real Estate and Nashville TN Real Estate! Click the web link to go to my new video! www.vanessastalets.com 615-661-4400

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Music City Homes

http://www.vanessastalets.com Music City Home // created at animoto.com Nashville TN, Music City USA! Vanessa Stalets your RE/MAX Elite Music City Agent! Call 615-957-6333/615-661-4400www.vanessastalets.com

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Finance Update June 16th,2008:Brentwood TN Real Estate/Homes

Do you want to know the latest on mortgage finance and what the market is doing? What is coming up this week to watch for? Here it is, in easy to understand terms. Visit www.vanessastalets.come for more finance and real estate info! Vanessa Stalets with RE/MAX Elite, your Brentwood TN Real Estate & Homes agent! 615-957-6333 or 615-661-4400

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Planting A New Garden - Brentwood TN Real Estate and Homes

Creating your own Brentwood TN Homes garden from the very beginning can be an exciting project. However, if you think that you will have the last say as to what happens nature may disagree with you.To find out more visit my web site@ www.vanessastalets.com or call Vanessa 615-957-6333 RE/MAX ELite 615-661-4400

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Tuesday, June 10, 2008

Brentwood TN Real Estate: How To Sell Your Brentwood TN Home

How to Sell Brentwood TN Homes in a Changing Market Part 1; Sentiment does Not Increase the Value of your home! The first step in selling your Brentwood, Franklin or Nashville TN home is letting go and pricing right! This may sound strange to you. Read more about how to sell your home no matter what "the market" is doing! www.vanessastalets.com

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Monday, June 9, 2008

Finance Market Update WK of 6/9/08:Brentwood TN Real Estate

Want to know what the finance markets are doing? What the week holds and how it affects the mortgage industry? This is a comprehensive summary you won't want to miss! Vanessa Stalets RE/MAX Elite 615-957-6333. www.vanessastalets.com for more finance and real estate news!

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Friday, June 6, 2008

Finally Some Good News For Interest Rates-Brentwood TN Homes

From Brentwood TN Real Estate:Mortgage Bonds were helped this morning, after a rough open, by news that the Unemployment Rate increased to 5.50%, up from 5% last month. As you know, bad news in employment usually fuels good news for mortgages.To read this entire article go to www.vanessastalets.comVanessa Stalets RE/MAX Elite 615-957-6333

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Wednesday, June 4, 2008

Market Comment June 3, 2008 from Brentwood TN Real Estate

Do you want to know what is happening in the financial markets but don't have time to track all the information down? Then this blog is for you! Weekly updates of finance and mortgage markets. Easy to read format makes this blog easy for everyone! Call Vanessa Stalets 615-957-6333 Your Brentwood TN REALOR RE/MAX ELite

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Friday, May 30, 2008

New Lenders Ailing/Imploded- from Brentwood TN Real Estate

See the newest casualties in mortgage lending. Want to know all the lenders who have gone and are on the possible list currently? Visit www.vanessastalets.com

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Tuesday, May 27, 2008

Finance Market Update 5/26/08 - Brentwood TN Real Estate

Want to know all the ins and outs of the finance market and what that means to you as a home buyer? Read Vanessa Stalets' Brentwood Tn Real Estate Blog today! Call 615-947-6333 for more information on homes in Brentwood Tn.

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Saturday, May 17, 2008

Spring Cleaning With Brentwood TN Real Estate

Awesome Tips from Brentwood TN Real Estate leader Vanessa Stalets! Easy and quick, get it over with and move on! Call 615-957-6333 for Vaness's help with your TN real estate needs!

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Monday, May 12, 2008

Market Update May 12, 08 From Brentwood TN Real Estate

What is happening this week in the finance world and mortgage rates? Read here for a concise break down of what is happening and what to watch this week! Call Vanessa Stalets RE/MAX Elite 615-957-6333

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Friday, May 9, 2008

Incredible Tree Top Hideaway From Brentwood TN Real Estate

This estate is truly a unique home for the unique buyer! 6,000 sq ft, 6 Acres! Just minutes from Brentwood TN, Cool Springs and downtown Franklin and Nashville! The views are breath taking and the perks too many to list! Call Vanessa, your Brentwood TN Real Estate leader, for more information or to see this magnificent home!

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Thursday, May 8, 2008

Nashville Housing: Prices Increase, Sales Decrease for April

Want to know what the actual housing market numbers are for the Greater Nashville Area in April? It's all right here! Call for more information or to help with buying/selling your home! www.vanessastalets.com Vanessa Stalets 615-957-6333 RE/MAX Elite

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Tuesday, May 6, 2008

Brentwood TN - More Lenders Going Down? See The List Here!

With the continuing lender crisis and "credit crunch" many Brentwood TN Real Estate buyers are unsure whom to turn to for information and loans. Here is a list of financial institutions who are on the "watch" list and a link to the the list of already fallen from Brentwood TN Real Estate http://www.vanessastalets.comVanessa Stalets 615-957-6333

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Monday, May 5, 2008

Finance Update May 5th, 2008- Brentwood TN Real Estate

Want to know all the information about recent finance market changes? This article lays it all out in a concise format, easy to read and understand! Brentwood TN Real Estate blog is your finance market conection for Brentwood TN and surrounding areas. Vanessa Stalets, RE/MAX Elite 615-957-6333

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Sunday, May 4, 2008

Brentwood TN Real Estate Presents 5759 S New Hope Rd 234,500

Gorgeous approx.2200 sq ft 3 bed, 2 bath all one level brick/vinyl with 2 car garage and huge bonus rm just minutes from downtown Nashville, shopping & hospitals! Hardwoods, tile, jacuzzi tub, master suite, trey ceiling, vaulted living room, Stainless steel high end appliances, built in 2003 all for $243,500! Call Vanessa Stalets now! 615-947-6333

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Friday, May 2, 2008

Brentwood TN Real Estate- Fed Cuts Again, Future Unclear!

Want to know what the latest 1/4 point FED rate cut means to you as a home buyer in Brentwood TN or elsewhere? Read this article and call today! 615-957-6333

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Wednesday, April 30, 2008

Brentwood TN Finance Rates Look Good!

Check out this Japanese candle graph, showing concisely where interest rates have been and are!

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Monday, April 28, 2008

Finance Market Update 4/28/08 - Brentwood TN Real Estate

Want to know what is going on in the finance industry? From the stock and bond market to mortgages and the FED rate? Read this article that has everything in one place!

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Sunday, April 27, 2008

Why Use A REAL ESTATE agent In BRENTWOOD TN?

I am a licensed real estate professional in Brentwood TN. I specialize in the Brentwood, Franklin and Nashville markets.I know how to successfully negotiate on your behalf. I make the closing process smooth and stress-free.Buying and selling homes is my job. It’s what I do best.To find out More go to www.vanessastalets.com or call 615-957-6333 now!

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Monday, April 21, 2008

Brentwood TN Real Estate/Finance Update April 14, 2008

Want to know what is going on in the finance markets? Don't have time to collect all the datta and put it together to see how it relates to the housing and mortgage industry? Read this, it is already done for you!

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Are You Moving To Brentwood TN? Tips on How To Move Safely!

Tips and ideas for safety while moving, how to organize moving "teams" for a smooth and stress free moving experience!

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Purchase A Home Warranty When You Buy A Home!

For a small annual fee you can have a full coverage home warranty that will pay for itself the first time you have to use it! Here is a personal example.

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Monday, April 14, 2008

Finance Update April 14, 2008 - Brentwood TN Real Estate

Brentwood TN Real Estate


Mortgage bond prices rose slightly last week pushing mortgage interest rates lower. Most of the data showed signs the economy continued to struggle. Unfortunately the Fed minutes showed increased inflation concerns, which tempered any major improvements in mortgage interest rates. Stocks bounced up and down, which resulted in continued whipsaw trading in mortgage bonds.

For the week, interest rates on government and conventional loans fell by about 1/8 to 1/4 of a discount point.

The consumer price index data Wednesday will be the most important event this week. The potential for market volatility is high surrounding the other releases as the economy continues to struggle.

Economic Factors
Economic Indicator Release Date Time Consensus Estimate Analysis
Retail Sales Monday, April 14, 2008 Up 0.1% Important. A measure of consumer demand. Weakness may lead to lower mortgage rates.
Producer Price Index Tuesday, April 15, 2008 Up 0.4%, Core up 0.2% Important. A measure of inflation at the producer level. Lower than expected increases may lead to lower rates.
Consumer Price Index Wednesday, April 16, 2008 Up 0.3%, Core up 0.2% Important. A measure of inflation at the consumer level. Lower than expected increases may lead to lower rates.
Housing Starts Wednesday, April 16, 2008 Down 3.8% Important. A measure of housing sector strength. Larger than expected decrease may lead to lower rates.
Industrial Production Wednesday, April 16, 2008 Down 0.1% Important. A measure of manufacturing sector strength. A larger than expected decrease may lead to lower rates.
Capacity Utilization Wednesday, April 16, 2008 80.4% Important. A figure above 85% is viewed as inflationary. A decrease may lead to lower rates.
Fed "Beige Book" Wednesday, April 16, 2008 None Important. This Fed report details current economic conditions across the US. Signs of weakness may lead to lower rates.
Leading Economic Indicators Thursday, April 17, 2008 Up 0.1% Important. An indication of future economic activity. Weakness may lead to lower rates.

Producer Price Index
The producer price index is a measure of prices at the producer level and is important because it is the first inflation report to be released each month. Investors are typically able to gain an initial indication of inflationary pressures from the release. If producer prices are increasing, there is a tendency for producers to pass the increases on to consumers in the form of higher priced goods. It is important to note that the PPI is only a measure of goods, while the consumer price index is a measure of goods and services. It is possible for the price of goods to remain stable, while the price of services increases. In this scenario PPI would do little to warn of a change in inflationary pressures, while the CPI report would provide an indication of the inflationary effects of the service component. This distinction between the two reports shows why most analysts view the CPI as a more accurate indicator of inflation. Nevertheless, market participants still gain valuable insight into potential volatility in the financial markets from the PPI.*Information courtesy Tonya Esquibel, WR Starkey Mortgage, Franklin TN*

Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333/615-661-4400

Downsizing in Brentwood TN? Tips to Make it Less Painful!

Years ago, it was nothing to have four or five children in a family, or more. This meant finding the biggest house for the least amount of money. The more square footage and the more bedrooms the better. As the children grew up and moved away, the house became even larger. The only time it seemed crowded was during the holidays and even then there was plenty of room for everyone.


Now the house just is too big and there is so much that must be done to maintain it, the holidays are no reason to keep that lumbering giant in Brentwood, Franklin or Nashville TN. It's time to downsize. This can actually be a fun time in your life. It gives you the time to reflect on the many memories you have from the old house, while you plan for the exciting move to the new one! Packing can be a fun way to share some of those memories. One way to do this is to have a packing party just for family.

Before you begin, make sure you know what you are taking with you and what you are not going to need. You can do this by packing some of the things away on your own first, mainly those items you know you will want to take with you. Then you can call the family in to help. Make sure the grandchildren are included in the invitation. Let the family know this is going to be a whole day affair.
Start out by asking everyone to bring their own box. This is where the fun begins, a trip down memory lane can cause some great laughter. As your family arrives, explain you are going to be selling the house and you are packing up what you are not going to be taking with you. As the kids wander from room to room it is their job to explain about the stain on the living room carpet that just mysteriously appeared. They can also talk about how the unwanted house guest "No Body" kept doing things behind everyone's back. This makes for much hilarity and you may just discover the answers to years old mysteries!
As each item is packed up and placed away, the children will packing their own memories as well. These can be shared with other members of the family and the new generation too. The trophies which have gathered dust can be bragged about once again. The old favorite toys in the attic can be brought back to life with the grand kids in the house to listen and watch, passing on old family secrets and joy.
Downsizing does not have to be a sad time. It can be a time when the entire family reminisces about what it was like growing up with each other in your home. The dishes used at holiday dinners, or why there are only three legs on the table that are straight can really make the experience a great way to say goodbye to a family home with lots of history.
As each family member packs up a box, make sure there is one they are going to take home filled with the sentimental treasures they had when they were growing up. This is a wonderful way for a part of the old house will remain with each of them for years to come. Although a tear or two may be shed, everyone will agree that being a part of the move and having the chance to share the sweet memories together is a heart warming way to make the ending of a chapter in your and their lives easier and the beginning of a new one more fun!



Call now to find out how I can help you sell
your current home and find your new dream home!
Serving Brentwood, Franklin and Nashville TN.
Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333/ 615-661-4400

Sunday, April 13, 2008

Real Estate Market In Brentwood TN Picking Up! Buyers May Want To Pay Attention Here!



Brentwood TN Real Estate
Recently the movement in my area( Brentwood, Franklin and Nashville TN) has been picking up for the real estate industry. I had a listing go under contract within 2 days and pending within 10. I have had two separate buyers miss multiple homes this last week. Deciding too slowly that they were indeed interested or timing requiring a wait. I remember a couple years ago, when the first day on the market you sent them to see it with the urgent advice that if they liked it we had to move fast. Back when multiple offers came in on that first day and bidding wars were common place. Now, I am not saying that is back, oh no! But, and here is the rub, buyers have become so used to desperate sellers and believing the media hype about how very bad it is and what a buyers market it is, that they are still ambling along slow and sure. Well sellers seem to be getting a clue, at least some of the time, and prices are looking reasonable. If a home you like is priced right for comps and recent market activity and it is in reasonably good shape, don't wait. Offer now! Things are normally faster paced in spring and this year seems to be shaping up no differently!
Call me now to hear how I can help you find and close your dream home!
Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333/615-661-4400

Friday, April 11, 2008

In A Buyers Market Curb Appeal Is A Must! Brentwood TN


Brentwood TN Real Estate

Walk outside and take a good look at your home. Take a look at the other homes in the neighborhood. If they are all looking the same, there is a problem. Your home is not ready for showing. It lacks curb appeal. You need to get it noticed. In the current real estate market in Brentwood, Franklin and Nashville TN areas there are many homes for sale, you must give the potential buyer a reason to come to yours!
You want your house to stand out. You want people who drive by say things like, "I like that house", or "I wouldn't mind living there". You need to know what will make them say that. Look at your house again and see it's potential. Determine what would make someone say those things about your house.

The first thing is a nice yard. You may think a small yard is a draw back. It is not at all. You just need to know how to enhance it. You need to make it colorful. Add some bright, cheery flowers along the walkway. Put in a flower bed under the windows, or along side the house. Clear out any unwanted trees or shrubs. These things can make a small yard look even smaller. You want to give your home a warm and inviting look, not one of cramped space. Make sure the lawn is mowed and edged neatly. If there are bare spots, get some grass seed and re-sow it into the lawn. Trim the larger trees so there is no chance of dead branches falling. You can also tell potential buyers you just had the trees trimmed. This means they do not have to do it for quite some time.

The next thing you need to look at is uniformity. Make sure all the windows look the same from the outside. It actually makes the house look better kept. This can be done by installing vertical blinds, mini blinds, or even shades. If you do use shades, during the day make sure they are all at the same level during the time the house is on the market. You want everything to look uniform.

When you are looking at the windows, take a look at the trim work. If the windows have shutters but some are missing, either replace the missing ones or take down the existing ones. You do not want the house to appear as if it is in need of repair. Missing shutters makes it look as though no one took care of the place. The paint may be cracked and peeling. Get the scraper and a bucket of paint and redo the trim work. This will make the house look cleaner and give the impression of good repair as well.

You may have cement sidewalks or steps. If you do and there are cracks, fix them. You can do this with filler cement and a trowel. This is a big improvement not only to the look of the home but to the safety of all who come there. If the railing for the steps is missing or broken replace it. Certain Federal funding (FHA, VA loans) will not go through on a house which does not have a hand rail where there is more than two steps. Again, replacing the hand rail makes the home look more complete and adds to the safety factor. Due to the recent changes in FHA loan limits, Brentwood, Franklin and Nashville TN real estate markets will be seeing more of these types of loans for potential buyers. It will have to be corrected in order to close, so you might as well address it now.

Of course you will want to replace any broken windows or doors. This can really damage the curb appeal when a buyer drives by and sees this. Also, if there is vinyl siding that needs to be repaired or replaced, you will want to do this now; a quick pressure washing might be in order as well. Don't forget your mail box! Is it old, dented, leaning to the side? Replace it! People forget that the mail box is one of the first things a potential buyer sees. Don't forget to put your address on it in large easy to read numbers!

The key to making your house more attractive is looking through the eyes of someone else. If you can not do this, enlist the aid of your REALTOR, family and friends. They can take a look and assess what needs fixed in a hurry. Make a list and just do it. Not only are you adding more value to your home, you are attracting more buyers. When you have more buyers, you can sell your home in a lot less time.


All you need is a little curb appeal!
Call me now to see how I can help!


Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333
615-661-4400

Wednesday, April 9, 2008

Brentwood TN Real Estate - Now Is The Time To Purchase!


Brentwood TN Real Estate

Now is the best time to purchase real estate in Brentwood, Franklin and Nashville TN! If you have thought about investing in real estate for any reason, know that there has never been a better time than now to invest in this market. The real estate market is in a recession and there are more sellers than buyers. This means that the supply is up, the demand is low and the prices are rock bottom. This is the time to buy!

The real estate market will rebound again. It will again become a sellers market in which there are more people looking to buy homes than people willing to sell them. This will probably not occur for at least another three to four years. During that time, things will even out a bit and housing prices will level off. When the sellers market hits, the prices will begin to rise again.That is when you want to sell!
In addition to being a great buyers market with tons of foreclosures on the market, another aspect of real estate market today is the fact that the mortgage rates are lower than they have been in 40 years or so. This gives you the opportunity not only to take advantage of the low asking prices on homes, but also rock bottom interest rates.
You should look to your real estate investment as a long term investment at this point. It will take several years for the market to rebound from this slump. When it does, you can then sell and make some money on your investment. In the meantime, you can use the investment for practical purposes. Either you can live in the home yourself, have family members live in the home or rent it out to tenants. The mortgage will be covered and eventually you will be able to sell the property that you purchased (in Brentwood, Franklin or Nashville TN) for a lot less than market value, for a profit.

Real estate is one of the best investments that you can make. It is a tangible asset that not only can be used, is something that must be used. One of our most basic needs is shelter. Real estate is the only investment that you can make that attends to one of our basic needs. You certainly cannot invest in food as it does not last for the long haul. And clothing? Too trendy and never worth more used than when new. But real estate is a winner. Shelter is the one thing we all need and you can actually make money by investing in real estate, even in a depressed market! Take a look around and purchase real estate in an area that is either about to hit a growth spurt or is stable and established, such as Williamson County TN. Shop around for the best mortgage interest rates and packages.

There has never been a better time than now to invest in real estate!
Call me now to see how I can help!
Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333/615-661-4400

Tuesday, April 8, 2008

Brentwood TN Real Estate - Finance Market Update April 7th, 2008


Brentwood TN Real Estate


Mortgage bond prices rose last week pushing mortgage interest rates lower. Stronger than expected manufacturing data shocked the market a bit and set the tone for early trading in the week pushing bonds prices lower. Fortunately the employment report showed higher unemployment and lower payrolls, which helped bonds recover Friday. Market participants viewed the weaker employment figures as more evidence for additional Fed rate reductions at the end of April.

For the week, interest rates on government and conventional loans fell by 1/4 of a discount point.


The Fed minutes Tuesday will be the most important event this week. Trade and consumer sentiment data also have the real potential to cause mortgage interest rate volatility.

Economic Factors

Economic Indicator Release Date Time Consensus Estimate Analysis
Consumer Credit Monday, April 7, 2008 Up $6 billion Low importance. A significantly larger than expected increase may lead to lower mortgage interest rates.
Fed Minutes Tuesday, April 8, 2008 None Important. Details of the last Fed meeting will be thoroughly analyzed.
Trade Data Thursday, April 10, 2008 $57.4 billion Important. Affects the value of the dollar. A falling deficit may strengthen the dollar and lead to lower rates.
U of Michigan Consumer Sentiment Friday, April 11, 2008 69.4 Important. An indication of consumers' willingness to spend. Weakness may lead to lower mortgage rates.

Credit Demand


Inflation is typically the most important focus for the mortgage interest rate market. Unfortunately, mortgage interest rates have recently pushed higher from the fear of inflation. Most of the recent increases in interest rates have come following stronger than expected data despite uncertainly regarding the future of the economy.

The level of interest rates reflects the balance between the supply of money from investors and the demand for money by borrowers. Rising inflationary expectations cause investors to require higher rates of return on investments to compensate for the erosion of the principal that eventually is returned to them. Regardless of inflation levels, though, rising economic activity can increase the demand for investors' funds, and thereby lead to higher interest rates.

The demand for money diminishes as the economy struggles. The Fed lowers interest rates as an incentive to businesses and consumers to increase their borrowings. The Fed hopes manufacturers will increase their investments in plants, equipment and inventories and that consumers will push housing construction higher along with consumer spending and with that, consumer debt. The inverse is also true.
Analysts will monitor this week's consumer credit levels for any indications that consumers may be tapped out. The economy has been wobbly for some time now and even Fed Chairman Bernanke has voiced recession concerns.

There is much debate in the financial community about the future. Economists, market analysts, and traders all seem to have a different opinion about the future state of the economy and especially the effects of rising energy prices. One thing most market participants agree on is both the bond and stock markets are going to see some volatility until a direction is clear. Remember, the Fed cuts rates to spur the economy, which generally helps stocks at the expense of longer-term bonds. Now is a great time to take advantage of rates to avoid the uncertainty in the credit markets and mortgage interest rate volatility in general.*Information courtesy of Tonya Esquibel, WR Starkey Mortgage, Franklin TN*
Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333/615-661-4400

THDA Raises Rates- Brentwood TN Real Estate

Brentwood TN Real Estate
Tennessee Housing Development Agency (THDA)
THDA has increased their rates. Please see the information below received from THDA.
Effective Tuesday, April 8, 2008, the interest rate on all Great Rate Program Applications will increase to 5.80%, Great Advantage Program interest rate will increase to 6.30%, and Great Start Program interest rate will increase to 6.80%. All Program application submissions received on or after Tuesday, April 8, 2008 must be at the higher rate.
If you have been approved for a THDA loan please contact your lender and/or your agent for further information.
I am always available for client questions!
Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333/615-661-4400

Wednesday, April 2, 2008

Brentwood TN Real Estate - Mortgage Pricing Update


Brentwood Tn Real Estate

Update on more pricing hits/changes with credit scores. Some lenders rolled out these changes last week, some are rolling them out this week and so on, but it is industry wide in the coming.

Conventional Loans - FNMA/FHMC - higher add ons to rates for credit scores 620 to 699

FHA - Govie Loan - Pricing hits now on govie - below 600 score - cut off for most investors unless you receive an automated approval is now 580.

Good news of this change is some pricing improvement on the higher credit score buyers doing FHA financing now.

Investor loans are being hit with higher rate add ons then previously and stated income is tightening even more and cutting LTV's with not offering as many exceptions.

97% conventional is becoming the max on a one loan within the industry due to the Mortgage Insurance changes I mentioned coming back in February.

*Information courtesy Tonya Esquibel, WR Starkey Mortgage, Franklin TN*

Vanessa Stalets
Brentwood Tn Real Estate
RE/MAX Elite
615-957-6333/615-661-4400

Tuesday, April 1, 2008

917 Robertson Academy Rd, Nashville TN 37220


New Listing! 917 Robertson Academy, Nashville TN- Oak Hill
Brentwood Tn Real Estate

Oak Hill, established charm! $ 499,500





For Virtual Tour Click HERE



Address: 917 Robertson Academy Rd Type: Residential Style: 1 1/2 Story Development Level: Built Bedrooms: 4 "Plus office!" Bathrooms: 3 Garage: Double Basement: Yes, Partial Size: 3,062 sq. ft. "Feels much larger!" Lot Type: Corner Lot Size: 1.08 acres n/a "Huge and level!" Year Built: 1951 "Renovated!" Taxes: $3,592.00 (2007) MLS®: 965489




WELCOME HOME to one of the most established and sought after areas in Nashville! Just around the corner from The Governors Mansion and many celebrities, this gorgeous, quiet neighborhood is exactly what you want! Hardwoods Through-out. Remodeled dazzling Kitchen with cherry cabinets and ceramic tile ,9' ceilings entire first level.Formal dining room features crown moulding and chair rails as well as beautiful hardwood floors, open to great room and easily accessed from screened in porch! Great room is a real family treat! Cozy brick fireplace, upgraded ceiling fan light fixtures, recessed lighting and amazing natural pine plank ceiling! This will be your favorite room! Master bedroom down is large and airy with fabulous natural light, double closets and room for most anything you want! Guest bedroom downstairs is soothing and comfortable, your friends and family will fight to be invited to stay! Unique and lovely rich pine paneled office, glows with warmth and is the perfect home work place. Upstairs reveals a giant bonus room with hardwood floors and room for plenty of family fun! Hobby area could be mini office or sitting area for upstairs master. Master is phenomenal! Expansive and light filled this is your Oasis for sure! Double closets, ceiling fan and ceramic tiled bath are just some of beauty you will find here! Small guest bedroom upstairs as well, perfect for a princess! You really must see this home to appreciate how well appointed, welcoming and roomy it really is! The yard is a paradise with over 50 varieties of Iris and gorgeous trees, even a rope swing for those lazy summer days! The fully screened in porch is large and perfect for quiet dining AL fresco or entertaining in elegant style! Truly this one has it all, come home to your dreams
Home warranty offered, all information deemed accurate but not guaranteed.!


Vanessa Stalets
Brentwood TN Real Estate

RE/MAX Elite
615-957-6333/615-661-4400

Monday, March 31, 2008

Finance Market Update March 31, 2008 Brentwood TN Real Estate


Brentwood TN Real Estate

Mortgage bond prices fell last week pushing mortgage interest rates considerably higher. Most of the data was bond friendly showing signs the economy continued to struggle. Unfortunately Fed warnings of creating "conditions for sustainable inflation over the long term" rekindled inflation concerns. Inflation erodes the value of fixed income securities and generally leads to higher mortgage interest rates.

For the week, interest rates on government and conventional loans rose by over a full discount point.

The employment report Friday will be the most important event this week. The potential for market volatility is high surrounding the ISM Index and factory orders data.

Economic Factors

Economic Indicator Release Date Time Consensus Estimate Analysis
Construction Spending Tuesday, April 1, 2008 Down 0.9% Low importance. An indication of economic strength. A significant decrease may lead to lower rates.
ISM Index Tuesday, April 1, 2008 48.2 Important. A measure of manufacturer sentiment. A larger decline may lead to lower mortgage rates.
Factory Orders Wednesday, April 2, 2008 Up 0.7% Important. A measure of manufacturing sector strength. A larger decrease may lead to lower rates.
Employment Friday, April 4, 2008 Unemp. @ 5.0%, Payrolls -40k Very important. An increase in unemployment or a large decrease in payrolls may bring lower rates.

Liquidity

In years past a borrower would visit their local savings and loan to obtain a mortgage. The Loan Officer at the bank would approve the mortgage and fund it with cash reserves from the vault. This system worked well until the bank ran out of money to lend. Borrowers came to the S&L looking for a loan and were told to come back when a current mortgage paid off. What the bank needed was a way to sell the loans they made freeing up the capital to lend to new borrowers. This way they could lend the "same" money over and over, earning an income from servicing the loans and assisting the community by offering a near limitless pool of money.

To address this issue, FNMA and GNMA were established. The goal is to provide cheap mortgage money to prospective homeowners and a high quality bond for the investment community. The bond or Mortgage Backed Security (MBS) take mortgages with similar risk characteristics and pool them together. Investors in the MBS's know ahead of time the return they are going to receive, much like a Certificate of Deposit. To ensure the performance of the bond, each mortgage is underwritten to specific guidelines.

During the recent real estate boom underwriting guidelines were relaxed giving way to a whole new menu of mortgage products such as 100% financing. In addition, to streamline the influx of applications, income and asset verification took a back seat to a borrower with strong credit. With housing prices rising rapidly, the property could be sold to cover the note and foreclosure costs if this occurred. This cycle worked well until the price of houses moderated in 2006. Once the housing market began to cool and prices moderated, foreclosed homes were being sold for less than the notes. To add insult to injury, the loans underwritten to the looser guidelines did not perform as hoped. With the value of the collateral in question (falling home prices) and the future performance of the borrowers unknown, investors' appetite for this risk has waned. To attract investors in this environment, rates had to increase.

Unfortunately the liquidity issues associated with Alt A and subprime loans carried over to more secure AAA GNMA and FNMA loans. Sellers of AAA MBS's are finding it more difficult to find buyers. Many analysts believe the reaction has been too severe. Sanity will eventually return to the markets and AAA pricing will come in line with risk characteristics. Unfortunately it may take some time for this to occur. Be cautious during these times of extreme market volatility.
* Info. courtesy Tonya Esquibel, WR Starkey Mortgage, Franklin TN*

Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333/615-661-4400

Saturday, March 29, 2008

Coming Soon! Fabulous Oak Hill Home!



From Brentwood TN Real Estate
Coming soon, this gorgeous all brick home in one of Nashville's most established and desired areas! Come see why The Governor, Martina McBride and others have made this gorgeous area their home!





This home sits on a great corner lot measuring a little over 1 Acre! At just under 3100 sq. ft, this 1.5 story home boasts 4 bedrooms, 3 full baths, a formal living room and dining room as well as an eat in kitchen, huge bonus room and office! 2 car attached rear entry garage lends privacy. Hardwood floors through out, beautifully renovated kitchen featuring cherry cabinets and all appliances remain! Living room showcases gorgeous bead board ceiling, fireplace as well as built in book shelves, class and convenience combined make this a sure- fire hit! Fabulous screened in porch is perfect for those sultry Tennessee evenings with loved ones or entertaining! All of this can be yours for the awesome low price of $499,500! Your dream home awaits you.
Hurry, this one won't last long!
Vanessa Stalets
RE/MAX Elite615-957-6333/615-661-4400
Nashville TN Real Estate

Friday, March 21, 2008

5759 S New Hope Rd, Hermiatge TN - Brentwood TN Real Estate





Details - Price $234,500



Address: 5759 S New Hope Rd
Type: Residential
Style: Single Story
Bedrooms: 3 "Master has double trey"
Bathrooms: 2 "Master is suite"
Garage: Double, Attached
Basement: No "Crawl Space"
Size: 2,184 sq. ft. "Open and airy!"
Lot Size: 0.32 acres n/a "Level" Has Suite: Yes
Year Built: 2003 "Immaculate!" Taxes: $2,161.00 (2007) MLS®: 962710

Description
BEAUTIFUL brick hm on LRG lot. Min's from lake & DwnTwn! Quiet upscale neighborhood. GORGEOUS archways,Wall length Palladian window in formal dining brings tons of light!Open flr plan, hardwood, vaulted ceiling in LR and 15 ft celing in eat in kitchen area, HUGE bonus rm with floored attic access! Dual Zoned bedrooms, Double trey ceiling in master suite w/jacuzzi tub, seperate stand up shower, ceramic tile and double vanity as well as huge walk in closet! SS appliances remain,custom blinds too! Hm Warranty included. Immaculate home! All info. deemed correct, not guaranteed. Buyer/agent to verify all pertinent info.

Highlights
▪ Welcome home to this immaculate brick home feautring a large lot with a no build common area on one side. Level lot is perfect for anything and everything!
▪ Gorgeous archways in this home, incredible wall length Palladian window in formal dining area gives tons of natural light. Beautiful hardwoods. Open and spacious!
▪ Living room boasts great gas fireplace as well as vaulted ceiling and is open to dining and kitchen areas!
▪ Kitchen feautures top of the line GE profile appliances in stainless steel, custom cabinets and is open to living room and eat in area!
▪ Eat in kitchen area has gorgeous Bay windows, 15 ft ceiling and custom blinds are included!
▪ Huge bonus room over garage is perfect for family activities! Floored attic access too!
▪ Master bedroom includes a double trey ceiling and is a large space perfect for any type of furniture grouping. Master is seperately zoned from guest beds on other side of house for privacy!
▪ Master bath suite is to die for! Ceramic tiled flr and jacuzzi bath. Seperate shower, double vanity and huge walk in closet, must see!
▪ Back yard features a great deck perfect for grilling and family time! Level lot. This home is just waiting to be yours!
Features
Interior Features
▪ Alarm System
▪ Carpeted Floors
▪ Ceiling Fan
▪ Fireplace
▪ Hardwood Floors
▪ Hot Tub / Spa
▪ Laundry Room
▪ Vaulted Ceiling
Heating
▪ Forced Air
▪ Natural Gas
Exterior Finish
▪ Brick
▪ Vinyl
Sewer/Water Systems
▪ Public
Roof
▪ Composition
Lot Features
▪ Deck
▪ Garden Area
▪ Landscaped
▪ Lawn
▪ Trees / Shrubs
Appliances
▪ Dishwasher
▪ Garbage Disposal
▪ Microwave
▪ Oven Range
▪ Refrigerator
Extra Features
▪ Cable Available
▪ Garage Door Opener
▪ High Speed Internet Available
▪ Storage
Cooling
▪ Central Air

Vanessa Stalets
RE/MAX Elite
615-957-6333/615-661-4400

Brentwood TN Real Estate


Thursday, March 20, 2008

Williamson County TN Declines in Home Sales/Prices Going Up! Brentwood TN Real Estate


Brentwood TN Real Estate
Compared to February of 2007, the single family residential closings decreased 37 percent and the median price increased by 4 percent. Compared to 2006, the median home prices have increased by 27 percent. Condominiums closings have decreased by 25 percent and the median price increased by 19 percent. The average days on market (DOM) for residential homes has increased by 14 days and condominiums have remained consistent. The median is a typical market price where half of the homes sold for more and half sold for less. February 2008
Closings
Median Price
Average Price
DOM
Residential
163
$ 387,000
$ 439,578
77
Condominium
27
$ 215,000
$ 232,452
60 February 2007
Closings
Median Price
Average Price
DOM
Residential
260
$ 371,118
$ 432,966
63
Condominium
36
$ 180,652
$ 220,079
61 February 2006
Closings
Median Price
Average Price
DOM
Residential
296
$ 304,900
$ 390,915
53
Condominium
29
$ 157,500
$ 174,386
22

*Courtesy WCAR*
Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite615-957-6333/615-661-4400

Wednesday, March 19, 2008

A Few Suggestions For Purchasing a Central Air Conditioning Unit

Brentwood TN Real Estate
Summer is fast approaching in Brentwood TN and your air conditioner just does not work the way it used too. It barely cools, if it does anything at all. You have tried cleaning it. You have tried flushing it. You have tried everything including kick it and hit it with a mallet. The service man wants to charge you an arm and a leg, and probably a few other body parts to repair it. You are left with only one other choice. Spend all that money to repair a central air conditioning unit that is 20 years old, or spend about the same amount to buy a new, updated central air conditioning unit. If you are going to spend the money, why not get something under warranty that, theoretically, it should last 20 more years? Seems like an easy decision to me.
When purchasing a new central air conditioning unit there are several guidelines to keep in mind that will keep you on track and make sure you do not waste your hard earned money. These guidelines are just what they say they are: guidelines. They are not laws or rules you need to follow, but they are suggestions that are meant to guide you towards buying the right central air conditioner for you and your home.
WHAT TYPE OF AIR CONDITIONER DO YOU NEED?There are many brands of central air conditioning units available to purchase from any hardware or appliance store. Some sales associates will try to sell you a window air conditioning unit. Do not let that sales associate talk you into wasting your money. These window air conditioners are a waste of money. They usually only cool one room and they suck a lot of power so you will be spending a lot more money each month on the utility bill. Remember that if you have multiple rooms, you want a central air unit. Do not let the sales associate talk you into anything else.
INSTALLATION OF MY CENTRAL AIR CONDITIONING UNITOne more detail to consider is installation. Most people do not want to crawl under, over, around, and through the walls of their house to install a new air conditioner. That is why most places that sell these units also install them for you. Some places install these free of charge with the purchase of a new unit. Even if they don't do it free, you should get someone to professionally install your new unit. It will save you time, headaches, and sweat if you do. If they do not offer installation, you may want to look elsewhere to purchase your unit. It is much easier and cost efficient to get this all done in one step.
TEMPURATURE SETTINGSMost new units come with a new thermostat. You should make sure this thermostat can create the ideal temperature that suits you and your family. If you are comfortable in a room that is 60°, then make sure the unit will cool to that temperature. You also need to make sure you can increase and decrease the temperature in 1° or 2° increments just in case you are not comfortable.
FILTERSThere are many filters out there today. The ones that are permanent are the best value. You simply take them out, hose them down, and stick them back in. They save you a lot of money every year, not to mention you don't have to keep track of what size you need. Just remember to clean them once a month and that your unit supports these filters.
ENERGY SAVERYou should also look to see if your new unit has a sleep setting or an energy saving setting. This allows the unit to run when you are sleeping or not home and not run up your bill. It will keep the house a little warmer when you are not home, and then cool it before you come home. This saves hundreds of dollars a year.
Keeping these in mind, finding the perfect unit will be a snap and could turn out to be a fun shopping experience. Just ask the sales associate for more details if you need help. They can be most helpful if these guidelines still have you guessing.

Be cool and get the informed jump on summer heat!

Vanessa StaletsBrentwood TN Real Estate
RE/MAX Elite615-957-6333/615-661-4400

Monday, March 17, 2008

Finance Market Update, March 17, 2008 - Brentwood TN Real Estate

Finance Market Update, March 17, 2008 - Brentwood TN Real Estate

Mortgage bond prices rose last week pushing mortgage interest rates lower. Trading was volatile the entire week. The Fed stepped in absorbing some of the oversupply of mortgage bonds. Inflationary pressures were eased with the consumer price index lower than expected. The financial markets were rattled a bit as the Fed and JPMorgan Chase helped Bear Stearns with funding.

For the week, interest rates on government and conventional loans fell by about a full discount point.

The Fed meeting Tuesday will be the most important event this week. The potential for market volatility is very high surrounding the Fed meeting. Industrial production, capacity use, housing starts, producer price index, and leading economic indicators data will also be important.

Economic Factors
Economic Indicator Release Date Time Consensus Estimate Analysis
Industrial Production Monday, March 17, 2008 Down 0.1% Important. A measure of manufacturing sector strength. Weakness may lead to lower rates.
Capacity Utilization Monday, March 17, 2008 81.3% Important. A figure above 85% is viewed as inflationary. A decrease may lead to lower mortgage interest rates.
Housing Starts Tuesday, March 18, 2008 Down 1.7% Important. A measure of housing sector strength. Larger than expected decreases may lead to lower rates.
Producer Price Index Tuesday, March 18, 2008 Up 0.3%, Core up 0.2% Important. An indication of inflationary pressures at the producer level. Lower figures may lead to lower rates.
Fed Meeting Adjourns Tuesday, March 18, 2008 75 basis point cut Important. Fed expected to cut rates. Volatility may surround the adjournment of this meeting.
Leading Economic Indicators Thursday, March 20, 2008 Down 0.3% Important. An indication of future economic activity. Weakness may lead to lower rates.
Philadelphia Fed Survey Thursday, March 20, 2008 None Moderately important. A survey of business conditions in the Northeast. Weakness may lead to lower rates


Fed Meeting

The United States central bank, the Federal Reserve, coordinates the borrowing and lending activities of federally chartered banks. The principal reason the Federal Reserve was created was to reduce severe financial crises. One way of accomplishing this goal is to control the amount of money that flows through the economy. By manipulating the US money supply, the Fed influences inflation, unemployment, and the level of US economic activity. The Fed has a variety of tools that it uses to control the money supply, but its chief policy tool is the manipulation of short-term interest rates.

All eyes will be focused on the Fed meeting Tuesday. Most analysts predict a 75 basis point rate cut following the consumer price index data showing tame inflation. Others are less certain that inflation is in check and view the 0.5% decrease in the energy price component of the consumer price index with some skepticism. Oil prices remain high and the dollar weaker, which do little to help inflation expectations and "limit(s) flexibility" as Fed Chairman Bernanke indicated earlier this year.

Keep in mind that a Fed rate cut does not automatically mean mortgage interest rates will improve, as has been evident from recent history. The Federal Reserve has direct control over the level of short-term interest rates. The Fed’s influence over longer-term interest rates is less certain. A cautious approach to float/lock decisions is prudent heading into the Fed meeting this week. Market volatility is likely.
*Information courtesy of Tonya Esquibel, WR Starkey Mortgage, Franklin TN*
Vanessa Stalets
Brentwood TN Real Estate
RE/MAX Elite
615-957-6333/ 615-661-4400

Monday, March 10, 2008

Finance Market Report March 10, 2008 Brentwood TN Real Estate

Brentwood TN Real Estate
Mortgage bond prices fell last week pushing mortgage interest rates significantly higher. The spread between Treasuries and mortgage-bonds continued to widen as banks and portfolio investors sold mortgage bonds to raise cash for battered balance sheets. This selling pressure coupled with investors already leery of mortgage related debt sent prices through the floor pushing rates considerably higher.

For the week, interest rates on government and conventional loans rose by 3/8% to 1/2% in rate.

The consumer price index data Friday will be the most important event this week. Trade data, retail sales, and consumer sentiment also have the real potential to cause mortgage interest rate volatility. This is the last full week of data heading into the March 18th Fed meeting.

Economic Factors
Economic Indicator Release Date Time Consensus Estimate Analysis
Trade Data Tuesday, March 11, 2008 $59.5 billion deficit Important. Affects the value of the dollar. A falling deficit may strengthen the dollar and lead to lower rates.
Retail Sales Thursday, March 13, 2008 Up 0.1% Important. A measure of consumer demand. Weakness may lead to lower mortgage rates.
Business Inventories Thursday, March 13, 2008 Up 0.3% Low importance. An indication of stored-up capacity. A significantly larger increase may lead to lower rates.
Consumer Price Index Friday, March 14, 2008 Up 0.3%, Core up 0.2% Important. A measure of inflation at the consumer level. Lower than expected increases may lead to lower rates.
U of Michigan Consumer Sentiment Friday, March 14, 2008 70.5 Important. An indication of consumers’ willingness to spend. Weakness may lead to lower mortgage rates.
Consumer Price Index
The Consumer Price Index is widely accepted as the most important measure of inflation. The CPI is a measure of prices at the consumer level for a fixed basket of goods and services. The National Statistics Office and the Bureau of Agricultural Statistics of the Department of Agriculture collect price data for the computation of the CPI. Since it is an index number, it compares the level of prices to a base period. By comparing the level of the index at two different points in time, analysts can determine how much prices have risen in that period. Unlike other measures of inflation, which only factor domestically produced goods; the CPI takes into account imported goods as well. This is important due to the ever-increasing reliance of the US economy upon imported goods. Analysts primarily focus on the core rate of the CPI which factors out the more volatile food and energy prices.

High oil prices continue to weigh heavily upon the financial markets. The health of the economy remains uncertain. Stocks continue to bounce up and down. Fed Chairman Bernanke recently indicated that inflation could complicate the Fed’s next move. He specifically noted the risk of higher energy and a weak dollar eventually passing into the core rate. The Fed has itself in a precarious position of wanting to stoke the economy amid the real possibility of increased inflation.

Market participants expect the consumer price index to be critical heading into the Fed’s meeting next week. Inflation friendly data may lead to improvements in mortgage interest rates. However, unexpected consumer price spikes may push interest rates higher in the short-term. The flight to quality purchasing of mortgage bonds has all but dried up and only the Treasury market has benefited from the continued global economic uncertainty.

A cautious approach to lock decision is prudent considering the uncertainty surrounding the release and the continued mortgage interest rate volatility.*Information courtesy Tonya Esquibel WR Starkey Mortgage, FranklinTN*
Vanessa StaletsBrentwood TN Real Estate
RE/MAX Elite
615-957-6333
615-661-4400

Saturday, March 8, 2008

226 Orlando Ave, West End area, Nashville TN

3bed/2.5 bath modern beauty!PPROX. 1900 SQ.FT, Hardwoods through out first floor, granite, stainless steel. Open floor plan, tons of natural light. Double verandas including private one off master bed complete with outdoor tile and swing for those lovely summer breezes! 2 car detached garage w/alley access, rear patio with brass fountain, this is a must see in Nashvilles best kept secret, Patina circle!

Call Vanessa for more information or go to www.VanessaStalets.com

VanessaStalets

RE/MAX Elite

615-957-6333

615-661-4400

3010 Jubilee Ridge Rd,Franklin TN -Vanessa Stalets

5970 Sq. Ft 5.83 Acres, 2700 sq. ft of covered porches, 3 Masters, private balconies!
Incredible views, privacy and more! Granite and professional grade appliances, Cypress floors, surround sound,timer controlled landscape lighting, under ground irrigation, the list is endless! Custom built with no expense spared, this is a one of a kind home you will not want to miss!

Call Vanessa for more information or visit www.vanessastalets.com

Vanessa Stalets

RE/MAX Elite

615-957-6333

615-661-4400

Bringing Integrity And Results HOME To You!

Call now to find out how I can help you purchase your dream home, sell your current home, relocate or upgrade! Integrity is the foundation and Results are what you get! This is the time to buy, ask me how and why, also receive a FREE market guide when you call before March 31, 2008! You have nothing to lose except your dreams, believe in them and I will help them come true!

www.VanessaStalets.com

Vanessa Stalets

RE/MAX Elite

615-957-6333

615-661-4400

Wednesday, February 27, 2008

The Sky Is Not Falling! Why This Is The Time For Smart Buyers To buy!

Brentwood TN Real Estate

Everyday seems to bring more bad news for the Housing Industry. Lenders caught in the sub-prime melt down are closing their doors while banks and prime lenders are tightening loan requirements. Mortgage rates are rising and PMI (private mortgage insurance) showing industry wide narrowing of guidelines and options all contribute to the general "panic" atmosphere buyers perceive in the Brentwood TN Real Estate market as well as other areas.

Add to that increasing tax, foreclosures and sellers who have not yet seemed to see the light and you have one big roller coaster ride, complete with stomach dropping fluctuations in the stock and bond markets. The FED has slashed rates attempting to hold off a recession that some say is already here. Too little too late? Will it get worse from here?

Maybe so, but I think the bottom is much closer than buyers may guess.
Now is the time to buy, before interest rates rise substantially.
I foresee 3rd and 4th quarter rises as the market adjusts and evens out more.

The spring season is almost here, now is the time to take the plunge. There will not be a better time for months, possibly a year or more. With FHA and conforming loan limits being raised for 2008 and Fannie and Freddie speculated to not be offering these until June or so there will be a small window in which buyers can scoop these "treats" up.

Buyers educate yourselves on the "real" numbers and take a pass on the news headlines decrying doom and gloom for buyers in general. The media is in full panic monger mode and nothing sells like recession fear!

Look deeper, engage the services of knowledgeable and integrity bound lenders and Realtors. We are here to help clear away the fog of fear and show the very real opportunities for the smart buyer in the current market.

So buyers, take your fingers off the panic button,
pick up the phone, grab your mouse and keyboard
and start looking for the the facts in your area!

The sky is NOT falling!

Those who move now will be ahead of the pack come next year!


Vanessa Stalets
615-957-6333
Brentwood TN Real Estate
RE/MAX Elite615-661-4400